TTC Discouragement

Hello everyone!  Here is my TTC story..   I got off the pill in August of 2014..  My periods were still super regular..  My then fiancé and I weren't exactly actively trying, but weren't doing much to prevent..   Fast forward a bit, and we got married in April..  Since then, we have been trying hard core..   I spent a few months fully doing everything, OPKs, temping, checking CM and cervix position..  then I found that I was spending all day on this app and TTC was literally consuming my life..  I would start testing like 8 days before AF because I just couldn't wait anymore...  it was emotionally exhausting..  I decided to cut back, and just keep track of AF and ovulation on the app...  I'm still finding myself counting the days..  We can't go to get checked out because we don't have insurance yet..   my husband is willing to get checked out as soon as insurance kicks in so we can narrow it down, but I'm so tired of the monthly routine....   I'm highly considering taking a step back and stopping TTC for a while..  focusing my life on something else..  maybe going back to school, maybe picking up a second job to start paying things off quickly..  but I don't know how to tell my husband..  I don't want him to think that I don't want to have his baby anymore..  Because that's not the case at all!!   there's nothing I want more than starting a family with him..   I'm just so discouraged about getting pregnant...