What would you say...

Cassie
So... I've been talking to a guy online.. I am 24 & never had sex with a person..(until today that is.. But that's actually beside the point) But I have toys.. I would classify myself personally as a virgin as I'd never done anything physical with another person... This guy is adamant that no I wasn't a virgin... Because I've masturbated with toys... 
Am I wrong to have classified myself as a virgin? I don't think I'm wrong.. Personally..