My Insensitive DH ... And my over-protectiveness

So I am a first time mom and I am over the moon and while galaxy with my baby... 
I was and am very motherly but my DH is really not an emotional person and it's seriously pissing me off lately... 
We are on a budget for this baby because of current work  status... However we are managing to get the basics for the baby in regards of material stuff....
I just have issues with his insensitive comments and ideas like for example... We only have a crib sheet  so it got dirty ... He said no problem just put the baby on the bare matters ... Which is plastic... I take it offensive and it breaks my heart he could even say that... He didn't come up with another idea like use one of our sheets or idk... He just thinks is OK to do that... And I understand we are on a budget and plastic is not bad... But just the way he says it and think is no problem.. I asked  if he would sleep on plastics... He said NO but it's a baby they pee and shit on themselves and they don't care
I just wanted to explode 
Also he thinks we should not dress our baby to go out that keeping her naked on a super and a swaddle will do it... My eyes rolled so far back that I must have look like exorcist 
I just can't believe it! I told him what about we need to change her she will be naked then and cold ... He is like Don't worry so much she was in your belly 9 months she can survive ... :(
I am like exactly my point she came from the most comfortable place on earth and you want her to sleep on plastic and go around naked on a swaddle..!!! 😔😳
Please tell me... am I being crazy!? Maybe I over-react ... But would any mom agree to this things? 
I get so mad we have fights and fights and it's only been 11 days ... Is this a postpartum overprotective stage moms go thru? Or is this postpartum depression? Am I crazy? 
Help