So my husband decided to go back to college and get a degree. I was very happy and proud he decided to do this! However he took out student loans which was necessary to afford everything but the problem is he has only been going for a few months and has been slacking a lot. He never studies then is surprised and gets depressed because he doesn't get good test scores. He waits to do big assignments a few hours before they're due and always asks for my help because he won't understand how to do something. I dont mind helping but he will tell me something's due in a few hours and then it becomes overwhelming for me because I gotta sit and help him. Lately he keeps saying he thinks he's too dumb for school so now i'm scared all these student loans are going to be for nothing. What would you do in this situation?