Help!! 😢😩

Sarah
Today I'm supposed to go over my dads house (2 hours away) and tell him I'm pregnant and its s boy. I lost track of things these last few months and one being a student loan bill that has his name as a co signer. His credit has gone down significantly and he owns a business which isn't good at all. It's all my fault and idk what to do. We're paying the bill tomorrow but how's that going to solve his credit issue? And how am I supposed to tell him I'm pregnant? He's going to say I'm so irresponsible which is true. But how do I make this situation better?  I'm so sick to my stomach help!Â