Been ttc for over a year. Af was always regular. Suddenly gone crazy I am over 12 days late and bfn. Took blood test and showing no hcg. Obgyn now says we need to get fertility specialist consult. I am just depressed. Insurance doesn't cover fertility and this was new information to me. Think this is the end of the ttc road coz I can't afford anything like that. I have a 6 year old son and he was conceived with no effort. I am just very sad.