Some people say they want to help

This is a rant, so yeah... I've noticed people will say they want to help when you just need advice, but when you actually need help, all they do is give you advice. My husband and I have been trying to get money to move a mobile home so we can rent-to-own it from his step mom. Well she already set the move date for this Saturday and has the company coming out to move it that day, but we haven't got the loan money yet. My husband doesn't have enough things in his credit report to get enough for all we need, and I'm not currently working because I can't seem to find a job in this extremely small town. My husband has to have a cosigner but it has to be a blood relative of his, it can't be my relatives. My grandfather offered to do it, but none of hubby a family will do it. My parents offered to give us some money when we first started the process, but they changed their minds, which is fine. The only thing people keep saying to us is "pray about it" and we have been like crazy. I haven't been going to bed until 5 am because I pray all night long. And I've noticed lately when my family talks about me they say "things just aren't working out for you" and it drives me insane because I already have problems with depression and I can't see a doctor because that's another bill we can't afford right now. So them saying that just puts me in a deeper depression. Back in November we were good on money so we decided to start ttc and this month we decided to stop trying since money is tight, so that just made my depression even worse. Our families keep telling us the first year of being married is the hardest, but I just can't handle this. My husband won't move out of the town we are living in because he was raised here, so I can't look for jobs in other towns. His family all think I should go back to college, but I don't see how we will have the money. And even if I went to college, I would have to live separately from my husband because the college is 2 hours away, so I'd only see him on weekends, maybe less. But then that's even more bills because I have to pay for gas and food and a place to live. Oh yeah, I also have a credit card bill that hasn't been paid and I don't have a job to pay it. When I say there's no jobs, I mean that. Don't say "just apply to all the jobs you can find". I have. I have walked in every building in this town and filled out applications I didn't even qualify for. I got 1 callback and had an interview and they said they found someone more qualified. It was a hotel housekeeper. I wasn't even qualified enough to clean a hotel room. I just feel so tired and heavy all the time from depression. I'm just getting me to the point I don't know what to do anymore.