So I'm due Jan 7 but I want to go in a week earlier at the end of December due to my insurance starts over in Jan and I will have to pay a lot of money out of pocket bc I would not have meet my deductions. StArting with paying for delivery up front which is 1600 so I can only imagine what the hospital bill will be!! Lord if you don't have Medicaid, having a kid Is expensive!! Anybody having these issues??