Implant Birth Control?? Am I pregnant?

Sami
Okay so first of all my FWB and I hooked up recently and we haven't been using condoms the last couple of times ( I'm NOT on birth control). I'm worried I might be pregnant but recently my insurance plan changed and doesn't cover abortions. I haven't taken the test yet but if I am what am I going to do? If I'm not then I know I need to get on BC immediately but the options seem terrifying:
What BC option do you reccomend? I was thinking the implant because I'm terrible at taking pills all the time AND my sister had a terrible incident with her IUD and I don't want to consider the IUD at all. 
But that's to say I'm not pregnant. Either way my insurance doesn't cover aborition and I think barely covers anything for BC. I could really use some advice right now. I'm freaking out!!!