Don't know why I'm smelling

Hey everyone this is kind of embarrassing but I've been smelling a lot everywhere. Under my arms and down there. I scrub my body and I use summers <a href="https://play.google.com/store/apps/details?id=com.glow.android.eve">eve</a>'s body wash. I also clean down there with baby wipes.

For my under arms I have tried to use everything; secret, degree,lady speed stick, Dawn.

It's gotten so bad that when I wash my clothes I can't even use some laundry detergents because it either makes me smell worse or it gives me bumps. Like surf and sometimes Gain.

This has been going on for about 7 years and I've been trying desperately to get everything under control and when I sought out advise from my friends they start to laugh which obviously makes me feel bad. And my mom doesn't really help my situation either because she automatically says something negative.

What should I do? Is there any advise you all recommend?

Before you say seek out a doctor I do not have medical insurance because we are kind of in a really big financial crisis.