In your experience

In your experience are banks willing to take a little more risk in first time home buyers? My coworker told me that her husband has awful credit and she didn't have much to start with, but they got a mortgage for a $140,000 home. My husband and I will be looking into seeing what we qualify for here soon. I probably have little to no credit and we aren't sure about his. He does have a car payment that I don't think he has ever missed a payment on or been short on. He also has rented and paid utilities and stuff for probably like 3-4 years. I am hoping his credit is decent. But do you think banks work more with first time buyers?