So open enrollment is approaching for my husband's job. We have been talking about adding me to his insurance. I am covered on my father's until I am 26, married or not. His is strictly medical and covers 1 eye exam and that is it. My husband's would have dental and visual as well as medical. My dad's come free to me. My husband's payments for insurance would go up to $150 a month. We are currently looking at having to move and finding a place to rent. He also has a car payment of $200 a month. We probably will have to have like $500-$700 rent (cheap for some I know, but not for where we live). He only makes about $800 every 2 weeks. I make about $200-$300 and it pays for our pets, my phone, gas, and $30 in savings every month. With all of this being taken into account which would you do?

Stay just on my dad's for a few more years.

Or

get on my husband's as well as fathers.