Taking THE Test- warning this is long

So about 10 days ago I experienced what you call baby dust (spotting) for the first time ever. I came on here to read and got a lot of help. I spotted for probably not two days but I’m calling it two days. Cause I was thinking to myself when I saw I was “starting” my cycle that it was way too early.

I have yet to take the test for one I was suppose to start on Thursday. I told my BFFL about the spotting so we been waiting to see if I start. I told her I’d give it to Sunday but I’m thinking to go get the test today. I’m really nervous it being a no.

Let me give you some kind of background. I’m 29 overweight but I think I carry myself well. I have hypothyroidism (didn’t find out till i got to college my parents thought i just needed to eat less) so my who life I’ve struggled with weight loss and never had a positive parent to help me better myself my entire life. So self confidence has been a work in progress. I finally found the love of my life 8 years ago (in July) been married 5. He’s been my rock. We’ve never used protection. My husband was in the military while i was attending college full time to become a massage therapist and working full time. I finally decided to see how my health was really and it turned out to not be that terribly actually quite, well other than being overweight. I’m still working on my weight I’ve just maintained. Then it’ll be two years in November my mom was diagnosed with a brain tumor that we just finally got removed however she has some mental health to work on which is just as much stress if not more than having her in the hospital. I know stress is a huge factor when TTC. My husband and I both work full time to be able to pay all our bills but having a baby is extra expenses (I’m thinking the pregnancy part with hospital and doctor visits).

So needless to say I’m nervous because I’ve never had anything going for me other than my career and my husband.

I’m excited for it to say yes but then it makes me worry because I am the bread winner in the house and our local hospital won’t bill our insurance (liberty health share- it’s a member share - cheapest we could get), we have to do it ourselves and then I know it may be too early to worry about daycare after the baby is born because I’ll have to go back to work right away.

Can I get suggestions on what type of doctor you went to?

Thoughts about baby going right to daycare?

Should I wait to take the big test or should I be ok to take it today?

Any advice I’ll take.