Venting about consent

So I need to tell someone about this just to help work through it. I’m poly with a husband and a boyfriend. I have kids and want more, the youngest is old enough now for me to be ready soon. Both guys want a baby. I’ve told them both that I want to wait to see the status of a job application, which will be a couple months from now. My birth control IUD came out. I can’t afford new BC. I’m in my fertile window. Started fooling around with husband, and he knows all this! but when I had just come, he asks again if he can come in me. I’m unable to answer. So he just does it. I’m so mad and sad. If I don’t say yes, then the answer is no!!!! And if I’m pregnant then I get to explain that to the bf who has been following the rules like an amazing gentleman. I might cry. Is it so much to ask to wait a few months?