Iui and male factor infertility

Hello,

I am a healthy 30 year old and my husband 34 has low motility and morphology. Told conceiving naturally would be a 2-3% chance, iui 7-8 and Ivf 40%.

Has anyone had male factory and got pregnant from an iui? I can’t think of Ivf mainly for the cost and the fact that I already am on meds through shits and am a human pin cushion.

I feel hopeless - I was offered a dream job but they don’t cover infertility treatments where as my current job which is kind of depressing covers them in fullz full Ivf coverage.

Someone please guide me as I feel hopeless, lost and confused.