I'm 34 weeks pregnant with my Wife and I's first child. She works but I have health issues that don't allow me to and her income isn't enough to support us. We are currently sleeping on the floor of my dad's garage but can't stay once our son is born. We're working on getting a used car but still can't afford a normal amount of rent anywhere for an apartment and now a credit card company is threatening us saying that if we don't pay off $1200 from a card my wife had 5 years ago then they are either going to sue or start taking money out of her paycheck which we will only be getting 60% of once our son is born while she's on leave. I'm so scared and running out of hope. I don't know what to do. Someone please help 😔