About your mental issues?

For many years, especially lately, I have been feeling very depressed. I work forty hours a week, every weekday. And I have been finding it extremely hard to get up and go. I tend to avoid working and have no motivation whatsoever. I lost interest in everything I used to love. I would have to say this is the lowest point I have ever been.

I’ve been considering quitting my job in order to focus on my mental health, but unfortunately I can not afford too.

I am not sure if I am clinically depressed. I’m afraid if I talk to my physician, I would waste my time and his.

How would I even start? When do I know it’s necessary? I’m going crazy and I don’t know what to do with myself. I just feel like giving up.