What are we doing? Give me y’alls honest opinions.

My bf and I have been together for 7 years. We have a 2 year old, the house, the car, etc.. Basically everything. We do struggle but in the bigger picture we have each other and our health. I’m content. Except I’ve been thinking about getting married. We kinda already feel married but still.. It’s time. We’re 25, it’s been 7 years. I don’t feel like either one of us is going anywhere at this point. We’ve talked about it. He says he’s not where he wants the be financially, in life, in general as a man right now for marriage. I thought marriage was for richer or poorer?! I mean, we’ve been poor, never rich but doing alright right now.

Is this some kinda lame excuse?

We’re sitting here playing house for 7 years. What are we doing?!

I feel like I’m just not the one or else we would’ve been married. I might be dismissive about his feelings but I just can’t believe we’re basically not married because of money. His pride. I’ve thought about this more than I’ve spoken on this because I don’t want him to feel like I’m pushing the idea on him. I don’t want to pressure him or make him feel obligated. Or should I?! What is going on with my life y’all?