Is this discharge normal?

So I’m wanting to go get a pap smear but I’ve never had one before and I keep putting it off because I’m so worried and embarrassed. I think my discharge is normal but I’m not sure... it’s almost always white and creamy and sometimes with a few little clumps but it’s not itchy or smelly. But I just looked down there in a mirror and there’s white stuff and it’s all over my vagina and labia. I always worry because isn’t a vagina supposed to look clean without any white stuff on it? And when I have sex I can’t just get naked because I don’t want him to see the white stuff I just want it to look clean like how porn stars have it hahah. Is this normal or not? Please help x