advice needed

Ok, please don't bring any hate or judgmental arguments just helpful advice, please and thankyou. So I'm 14 and my boyfriend is 15. We've been dating for a while and we have talked about sex and had all those conversations. We talked about like when we would be ready and stuff. We said once we have been dating for one year we will have sex. We have gotten intimate but not sex. When we reach one year we will both be 15. Do u think that's to young??? We are both very mature and talked about sex and protection, and i feel like I'm ready. Just idk if I'm to young...ya know.....thoughts??