Tummy time help

I’m a ftm so I have no idea what I’m doing lol

My little girl is 3 months old and absolutely hates tummy time. I’ve tried just laying her on her tummy, I’ve tried rolling up a towel and putting it under her chest to help her, but she just lays there and cries with her face down in the blanket. She’ll lift her head for a few seconds but she is not having it. She seriously never ever cries any other time. When she’s hungry, she just grunts, same when she’s sleepy. She’s a very chill, laid back, very happy baby but tummy time seems to piss her off to the point of crying.

I’m afraid this is going to delay her because I can’t stand to just sit by and let her cry. I’ll let her cry it out and lay there on her tummy for a few minutes but that’s all my heart can stand.

Anything else I can try? Any suggestions? I’ve tried the toy thing, tried entertaining her while she’s laying there, trying to move her focus to something else and nothing works.

She’s doing good in every other area, she prefers to sit up over laying down, doesn’t even want to be held all the time. Very independent. She’s happiest sitting up in her chair, or in her rock n play. So I don’t think it’s a “she’s just spoiled” issue 🤷🏻‍♀️