What is therapy like?

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I'm already on medication. I just need to talk things out, I think, and my social situation is kind of messed up.

My partner and I are considering counseling. Overall, I have a lot to work on.

I'm still on my mom's health insurance, if that matters. I know it varies by location and person. How do you find a psychiatrist/therapist? How does paying for it work? How long and often are sessions?