Sexual dysfunction

Okay so I’m a female (22). I’ve been pretty sexually active over the years. Lately when I try to have sex I’ll feel really uncomfortable during penetration almost like I’m too tight or it’s not going in correct but I feel a huge discomfort. I’ve stopped having sex for this reason. Also I’ve noticed that I haven’t really been getting as wet as I used to. I masturbate frequently and see no problem but idk what to do 😩😩 I might go to my gyno and she what she says