Insurance

I’m not sure if this is the right group but basically I just found out I’m pregnant and that my insurance doesn’t cover pregnancy and birth because I’m still under my dads insurance and considered a dependent.

I’m trying to figure out the best course of action and have two options. Both involve having my dad cut me off of his insurance.

1) apply for medical. I’m not sure I’d qualify because everything I looked up about it says it’s for low income families only and I think we’re above the threshold of being considered low income. I know they’ll cover me because I’m pregnant but my husband also needs to be on whatever insurance plan I’m on.

2) once I cut my insurance I am eligible to get insurance through my work. The only thing with this is that I was considering leaving and looking for a new job. Anywhere I go after that would likely require me to work for the company for 2-3 months before I’m eligible for benefits.

I know no one can tell me what to do but advice would be appreciated.