I feel like i don't have any options.

Sorry if wrong group, i figured this group Could give me the best advice. I'm not pregnant yet but we are planning too soon. I feel like I'm stuck though. My boyfriend and I want a baby so freaking bad it hurts. I literally cry every single day. We just don't feel like we can "afford" it. We didn't go to college but we are doing good for our age. Mid twenties (irrelevant really). I'm a nanny and he works for a big corporation. The thing is we are just comfortable living the way we do now, when we have a baby will we be able to handle it? I feel lkke being a nanny isn't a "real secure" job even though i absolutely love it and don't see myself doing anything else. I will need to stop working when i have a baby and my boyfriend's salary isn't enough. We live in a One bed One bath. How can we possiblity make our situation better? I need to make more money but i don't qualify for anything