Saving Strategies ?

Question

what are some saving strategies you use , I’m constantly wasting money on thing I don’t need please help me out

Answer

Write everything down you spend money on. In a few weeks / month look it over. See what you've spent the most on .. See what things on the list you can improve on. Do you spend a lot of money on fast food? Cut the budget for that down. Do you spend a lot on clothes? Reevaluate if you really need that much. So on. A lot of people don't realize what they waste money on until its in front of them.

Answer

1. Plan all your meals and snacks for the week ahead of time and then make a grocery list with only the ingredients needed to make that food. When you go shopping only buy what’s on your list. There are lots of ways to get coupons/cheaper prices on your groceries. I personally don’t like to eat away from home unless it’s absolutely necessary but you can put aside $5-20 a week for that kind of thing if you do like it. 
2. Budget, budget, budget. Make a list with three sections. First, things you need (food, toiletries, cleaning supplies, electric bill, debts/loans, etc.). Second, things you could live without but that would make life difficult if you went without (your phone, possibly cable/internet, new clothes/shoes as needed, fabric softener, coffee, etc.). Third, things you don’t need but want even though they don’t make work or living more convenient (ie fun stuff). You pay for things in this order. 
3. Put $20 from each pay check into a separate savings account. Put the ATM card for this account in your freezer or on a high shelf. This is your emergency fund/saving for the future fund. If you have to, cut up the ATM card so you can’t spend this money without making it a real hassle.

Answer

Use the every dollar app. It's free and helps you budget bills. You log your spending and see how much you should be able to actually save each month.

Answer

I put money that won't be spent on bills into my savings account and I never take it out unless it's an absolute emergency

Saving Strategies ?

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