Having such a hard day I just wanna start crying but my question . If you have fertility insurance would a sperm donor be included in it or would I have to pay extra out of it ? My husband decided he does not think he want do <a href="https://glowing.com/glow-fertility-program">ivf</a> again with me due to us separating tonight .We started the process together. I am currently on my stims day 6 . I was wondering if it's to late to get a sperm donor and will the insurance cover it? My insurance is progyny