Just need to vent

This year has been terrible. Few months ago my sister had a tire blowout on the road. I was living with her and I needed her to take me to get my W-2 from my old job (I was replaced quickly after I told them I would be moving in few months) and she needed to work so I let her take my bank card and overdraft with her swearing she would be able to pay it back within 2 weeks. Well, she was going to get fired so she quit instead and wasn't able to pay it back. My bank account closed because it was overdrawn for 50 days. When I filed taxes my account was open so I used my bank info. I had to fax over additional information to IRS and I was told bc my account is closed I have to wait for them to send my refund to my bank (up to 8 weeks), my bank will reject it, then I'll have to wait another 5 weeks to get it in a check. On top of that, the stimulus check will have to be done the same way as well. I just tried calling the IRS because it still says my taxes are being processed and bc of the coronavirus there's no one at the IRS that can take my call. So, I learned the hard way this year not to ever loan anyone money again. I really hope this all works out and I get my money soon. I really need some prayers here bc I'm so stressed and feel defeated