NIPT/NT Scan- OK to forgo?

Lisa

I’m going cross-eyed reading up on NIPT and NT scans. I am considered “low risk” but feel bad canceling both my NIPT and NT scan. Insurance doesn’t cover either. I like the idea of checking all the boxes and following my little list of “to do”s but I also can see us using those extra $$$ towards the baby in other ways.

Did anyone forgo both? Thanks!