Guys!! I’m just super proud of myself right now and had to get it off my chest. I brought my credit up from 524 to 691 in a matter of 2 months! 😁😁😁 I paid off lots of collections and opened a secured card with my own money through my credit union and have been using it to buy little purchases here and there, and paying them off every couple weeks. I don’t want to brag but holy cow! I’m 22 years old and credit has always limited things for me since I’ve had my two kiddos and moved out of my parents at 18. Just had to share somewhere lol