Heartbroken

My boyfriend asked me yesterday he needs some time off. We dated for 9 months, he just told me he isn't ready for a relationship. We had big plans together, like marriage, and spend the rest of our life together. He is 48 and I'm 39. The only explanation was, he is having money problems and family coming next month from Peru. I really really love him , I never thought he was like that. He asked to just be friends, but unfortunately i can't, i love him to much for that. I'm heartbroken 😭. Just need some advice please.