Bleeding and cramping at 5 weeks.

This is my 3rd pregnancy. My first will be 2 in April. My second pregnancy was last year, may of 2020. I had an abortion due to unfortunate circumstances I was in. Please no judgment, I deeply regret it and still beat myself up over it from time to time. I recently found out I was pregnant about a week ago. My husband and I were really excited. Yesterday when I woke up I realized there was blood in my underwear. I started cramping throughout the day. Thought i could possibly be shedding because the bleeding wasn’t that bad. Today the bleeding has gotten a little heavier. It’s like a regular period. The cramping is consistent and more moderate. This came out this morning, and it’s the first clot I’ve seen.

I haven’t gone to see an OB yet because they’re making sure one of my health insurances covers maternity. So I’ve been waiting for them to call me and get me scheduled. I don’t have a primary dr either. Should I be worried?? Am I miscarrying? Should i go to urgent care?