Libido?

I don’t know all the acronyms so bear with me. What advice do you have on getting our libidos back? My husband and I have been actively trying for over a year. We are both 35, married 7 years, together 12. Financial insecurity was a main reason we waited so long. Now, We’re only having sex the two or three days a month that I’m trying to get pregnant, because I initiate (sometimes I don’t even want to). We are affectionate daily (we hug, we kiss) but sex for him has been an obligation for a couple years now. I’ve rotated between dressing nicely, acting flirty, frustrated, efficiency... he initiates maybe once every few months, which is always welcome but so rare. I am much more sexually interested but self-love has helped take the edge off. My doctor suggested he get a sperm test as well which he’s been putting off. There are other factors. ie he lost his restaurant job due to COVID last March and remains unemployed, he started late-night gaming and drinking more, he exercises a lot which would seem to perk things up... but no. I exercise too but separately. I’m trying to redirect my anger at his new habit coming to bed often very late and 3-4 beers in. How can we get our groove back?