I need help and no judging PLEASE. I have a final notice that my account is being reviewed for wage garnishment. After being on

Hold

For 11 minutes I got an answering machine. I left a voicemail. This is a private loan ?

What can I do to prevent this? It’s freaking me out that no one answered ...

I can’t afford to have my

Wages garnished

I got a hold and she said I was not in garnishment yet or in the treasury list .. I made a payment of 134 and after 9 months it won’t be defaulted. Thank you so much for your help. The good the bad the ugly