What would you do?

I have two beautiful children and would like at least one more. My first baby took a year to conceive, but eventually I got pregnant naturally by some miracle. My second baby was born via IVF after we ttc for almost 3 years. Both kids are healthy, but I had preeclampsia with my first baby and with my second baby I had a slight placenta Accreta which luckily didn’t cause any issues or require any extra procedures to remove. I had a c-section with both babies.

I still have 2 frozen healthy embryos left from IVF so I can either try to get pregnant again and risk losing my uterus if I have another placenta Accreta, or we can use a surrogate. I would love to be able to be pregnant again and give birth to my last child, and although losing my uterus would be sad I technically wouldn’t need it anymore if this is my last child. It can be dangerous, though.

The idea of a surrogate is VERY expensive and really unappealing to me, but it would be the safest route and technically we could have two more babies if we decided to transfer both embryos (an option that isn’t possible if I get pregnant myself because the risk of preeclampsia is way too high with twins). What would you do in my shoes?