Cigna OAP woes

Ja

This might not produce anything productive, but WTH.

Does anyone here have Cigna OAP insurance (ex. employer funded, no DED no COINS, Just copays and then 100% coverage)? I’m having trouble with my in-network prenatal visit coverage - My doctor/offices are in-network and my other normal, yearly visits have all been paid - but it appears my visit to confirm pregnancy “wasn’t allowed” according to my EOB. I worked in claims for a doctors’ office for 5years, so I know the BS that comes along with coverage but don’t know how to fix it on the outside.

I want to get ahead of this before I start going to monthly (and eventually weekly) visits. Thanks!