Personal…venting

So I am in a mess with loans. I am so stupid for even getting them. It takes my whole paycheck. I really want to start 2022 with no money issues. My parents won’t help me (which is not their responsibility). And I just need help. I would hate to even ask family about it. I’ve tried debt consolidation which I make 1 monthly payment for each loan. That was awesome but something happened with my bank to where I told these people about it and now I don’t have that option anymore as of right now. As a mom , I feel I failed my family for getting loans to help pay for things.

Would it be wrong if I asked my cousin for help and just pay him back? Or should I try to get back with this debt consolidation people again?