(Ohio if that matters)

We want to buy a house soon. No more than in the 80k range. We’ve talked to a lender but still haven’t got the details we want to know. Any helpful info and steps. Like how much would closing costs be around? Credit 620 and is going to pay these two small things off soon so it should go up more after that. (We want to apply for a loan after we pay those off) Bring in about 2k-2.5k a month. In process of starting a new job which will require 8 hours of overtime every week so should be bringing in around 3.4k a month. What loan amount would be best to apply for? We’d like to pay no more than 600 range a month. Suggest anywhere we should try applying through? Any ideas what interest amount could be?

Rough idea of some bills $485 car, $130 car insurance, $50 wifi, $330 phones (paying phones off soon when we receive taxes so should take about $100 off that $330), idk what utilities would be like when we move since most homes are different right? We just want to find a comfortable don’t got to be fancy at all forever home for our family and not waste money on renting when it could go towards what’s actually ours. (Forgot to add we’re going to be using/saving our income tax refund for a down payment! We filed yesterday and getting 10k back so between paying the last two debts off and down payment that’s what that’ll be used for if it’s enough)