Mad over my debt
My boyfriend is upset with me.
Here are the details surrounding this...
I used to be worse with money, but I have been making progress and doing a better job managing. I had a baby young (19) and stupidly took out loans and racked up credit card debt in literally a year and a half. I would say by the time I was 22 I had $35,000 in debt from quick loans, credit card, part of my baby's funeral loan, and a used car plus interest piled on top of that.
I was on employment insurance on and off for a year and missed all payments except the car ones because in the back of my naive mind back then, I needed my car I didn't care about a credit card.
Fast forward a bit (I'm 26 now FYI and finally have a better understanding of finances!) I paid off that car. I paid off one credit card. I'm still chipping away at another credit card and an unsecured loan. I went from roughly 40,000 of debt to now present day having about 6,000 to go. It isnt amazing, it's been hard, but I'm doing my best considering I was out of work for 10 months too. I did this to myself I know and I'm working through it.
We don't share anything financially - we don't even live together. But we were talking about the future and I emphasized that I wanted to be better financially before looking into for example houses and moving in together. I told him I still have too much debt and want to get my ducks in a row first.
He said we need a break because I'm juvenile with how I handle money. I feel like it's an over reaction?! I've never asked him for financial help. Never been a burden to him or taken money from him. I feel like he's missing the journey and how far I've come and the progress I have made isn't good enough?
Would you be upset with your SO if you were in a similar position? I would understand if it was still the old me who didn't care and was piling on debt - but the here and now (the past couple of years) I haven't been like that. Not perfect but I think I've been doing half decent.....no??
Achieve your health goals from period to parenting.