Surrogacy is a legally complicated and very expensive process. With a donor that you personally know, you will still have the costs of IVF and medication fees, mothers entire pregnancy medical bills, and legal fees, plus her costs of missed wages - which could be huge if she is on bed rest or needs a longer maternity leave for healing. Usually you are looking at $100,000-200,000 if you go through an agency but could be lowest $50,000 with a family surrogate. You would contact a surrogacy agency in your state to learn more. Also just putting it out there, I tried for a baby for 10 years and lost 4 before this one plus a LOT of chemical pregnancies that I didn’t even count there were so many. The disappointment and heartache was unreal and i have so many serious health issues we eventually accepted that my body couldn’t sustain a pregnancy. I considered surrogacy, adoption, etc. I had nearly given up and THANK GOD I didn’t. I’m 36 weeks with my 5th pregnancy and I can’t imagine having given up before getting here. Only you know what’s right for you, but I’m just saying it’s still possible. I had a miscarriage just a few weeks before I conceived this baby.