Tubal?

I know when I start this, I’m going to get so much hate. I have three littles and a fourth on the way, three boys and one girl. My heart desires one more girl, we’re expecting a boy now and it’s what we wanted! But now thinking, should we get a tubal? I have it planned, since the cost of living is insane nowadays and four is a lot. But wondering what if, what if we want another years down the road? I’m 22, my husband is 24. This is why I wonder if we should get that tubal. Opinions? My kids have everything they want and more, so please don’t give me your opinions based off a young momma, I’m just as good as any other mom. (For any curious, yes, they’re all his) We’ve been together for 6 years 💓 Thank you!!