Divorce for Healthcare
My husband and myself are so in love we've been together for over 10 years married for over five. We have two wonderful toddlers.
I'm ill. I have a neurological condition that affects most of my body. Making it hard to work and I'm a SAHM. I'm neglecting my own health because of the cost. Healthcare for our family is crippling us. I refuse to go to doctor or get treatment that could improve my health because nothing is ever covered. We don't qualify for any assistance I've tried everything. I was denied disability because disability determinate after 3 hearings I have to much education even if my body isn't well.
My doctors and lawyers were in shock as they couldn't believe I'd be seen as able bodied.
My health got so bad with me working that I became suicidal due to my pain going unmanageable. I am not in the same place mentally I was a couple months ago but it scares me.
I probably have 3k in medical debt right now and that was for a miscarriage I recently had and a scare of breast cancer. Not even for my disease. I just feel helpless.
I suggested my husband and I get a divorce as I would then qualify for Healthcare. He was completely against it as our marriage is also faith based. We just renewed our vows and had our marriage blessed. It has nothing to do with us and our family but I don't want to be a weight on my family's necks. I am the cause of our debt and I also am not receiving medical care because of it.
Would you divorce your husband on paper just to help your health? I feel like this is such a taboo topic in my family and I have such few options.
***I would qualify for MA under my disease. If he has full custody he can claim them as dependents for tax reasons and he would then not pay child support. I would also make him my medical fiduciary. I am never getting better. My disease will make me wheelchair bound and completely disabled. I'm struggling with walking currently and have been in a nursing home in the past due to needing wheelchair accessibility as well as around the clock care. That is my future. I work side cash jobs right now but if I had Healthcare I wouldn't have to do that and it would prolong my use of my body. Most of our life decisions have been revolved around how to prolong the inevitable. The debt doesn't help to my mindset that I am a burden and I don't want to go back to that dark place in my head.
Achieve your health goals from period to parenting.