I am drowning, can you relate ?

Question

I am so overwhelmed and stressed the hell out. My husband and I just had a baby 2weeks ago and we have an 18month old. (Before you say why yall had another one then) i get it. I can’t turn back the hands of time, can only try my best to get out of this rut. 
We’re one month late on rent, behind on bills, my account is overdraft 600, thankfully I’m on paid maternity leave… we don’t make much i make 18.45hr  in Ga & my husband makes 18hr at longhorn. We don’t have a car anymore. My car couldn’t pass emissions & we couldn’t afford to get it fixed, so its been parked outside the apartment not driveable, my parents took me off their insurance. I’m just literally drowning and i don’t know what to do…my husband goes back to work next week. Im just so ready for tax season. Has another been in this position? This is really overwhelming. Constantly broke, constantly behind on bills, barely getting by. I wish we would’ve gotten degrees. Our children are tooken care of enough as far as clean clothes, never missing a meal, up to date health appointments etc. but this is really driving me insane its so hard to catch up when we barely make enough. I’m tired of us constantly having to ask our parents. I almost just wanna leave him and move back home….

Answer

And don’t leave your husband because of this. He’s working, he’s doing what he can. Leaving him would only hurt you and your kids, wouldn’t help a thing

Answer

If you have the option to move back in with parents, is it possible for him to move in with you as well? This would help you both get back on your feet and catch on up your bills and be able to save some money while your there. Also, see if there are any expenses you can both cut out temporarily, ex. Subscriptions, cable, memberships etc to help with finances.

Answer

We have debt. Had our 3rd baby 8 months ago. This economy is terrible. Inflation has made prices of everything skyrocket while wages stay the same. But my husband and I see it this way, money comes and money goes- ALWAYS! God has always provided no matter if we were down and out one month or on top the next. Pay your important bills first. Other things can wait. But make sure rent always gets paid. My family is middle class, to where we don’t quality for any assistance BARELY! it’s hard, but make some sacrifices even if that means moving back home. It’s a bad situation or moment in time. Not permanent!

Answer

One of you watch the kids, and the other one of you go searching for a second job, or a better first job. Places are hiring all over, for decent pay. Sure you rid family time but getting out of a hole is more important before the hole is deeper. There’s remote jobs or just as needed jobs. It’s difficult without a car. Start selling anything you don’t use often.

Answer

Catholic charities does rental and energy assistance, therapy, the list goes on and on. Go fund me. Churches especially with schools attached the older kids have to do community services hours so now you have e mothers helpers while home. Babysitters when you aren’t. Grass or snow removal etc. Contact places like Salvation Army or Kars 4 kids etc for a car. Wish you luck.

Answer

Go to wic & dcfs building

Answer

I’m so sorry. It’s absolutely ridiculous you’re without a vehicle due to emission regulations.

Answer

My fiancé and I are in the exact same boat. I’m 23 weeks pregnant tomorrow with our first baby. I haven’t been able to work in months because nowhere would hire me since I’m pregnant. It’s been just my fiancé paying all the bills, and it kills me that I haven’t been able to help. I know it’s not my fault that jobs look at me and think I can’t do anything because I’m carrying a child but still! We’re a month late on rent and about 3 months late on utilities :( I’ve even tried reaching out to receive help from social services and we’ve been denied. I finally found a place that WILL hire me and give me hours thankfully and I start on Thursday. I just don’t know how to solve the situation of late rent and utilities just to get us caught up.

Answer

So sorry you’re going through this!  I highly recommend writing a letter explaining your situation and sending it to catholic charities/churches.  I used to work for one and they would pay peoples’ back due utility bills.  Some of them were thousands of dollars.  They also paid medical bills and assisted with groceries.  Your situation is temporary as discouraging as it is, and your kids will be so proud of you for caring so much.  You got this, mama💖

Answer

It’s like that everywhere. It’s a struggle, with or without the kids. I lost my job at the beginning of the year, pregnant with my third and we moved back to my moms, husband included. I don’t think that’s a valid reason to leave your spouse, unless he’s just sitting around and not working but you said it yourself, he works. 
If moving back home is not an option on either one of your ends, then how about someone gets a second either full time or part time job? At the end off all this, it’s for the benefit of the children. 
Best wishes!

I am drowning, can you relate ?

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