STUDENT LOANS-Fed

Okay. who works in finance or is a loan officer or knows anything about this stuff that can give me an idea. Just scratching the surface.

Total fed loans are like 100k. Just under. for college years. I have them spread out to the 25 yr repayment because the payments were too high at the 10 yr plan. BUT looking at the breakdown there’s alooot of loans. Like every semester loans were taken out or what not. So it all totals to around 100k. but numerous interest rates etc.

Is there a way to consolidate them all into one loan…. with a 25 yr repayment. one interest rate. same time frame. or near it. doesn’t have to be thru the fed govt. even outside companies. Would you say do it? or don’t do it? just wondering … looking into. TIA!!!