My man won’t propose?

Been together 8 years. He told me years ago the ring was coming. We don’t live together yet. We live separately, with our parents. We are in our mid-late 20’s. Before y’all get on us for living with parents, we live in California. He’s said our financial situation is what is stopping us from getting married but I told him I don’t mind just getting legally married and then married later down the road after we are financially able to do a wedding