What was the total cost of giving birth?

Question

What are the factors that contribute to the cost of giving birth in hospitals? Can the cost vary depending on the type of delivery?

Answer

Call insurance to see what they cover see if they have an itemized list of things covered and not covered and what percentage. With my first my copay was 300 for the whole she and c section included. Thai time I’m not sure cause I have new insurance.  After you call insurance call
Hospital and see what they charge for things that aren’t covered. Also know you can refuse things . Like don’t be overcharged for their otc pain meds if you can bring your own. When you get the bill ask for an itemized bill to see what they are charging you for and compare to what insurance does cover to mAke sure you were billed properly -

Answer

The cost of birth varies greatly. C sections are more expensive than vaginal. If you get an epidural or other kinds of pain management it's more. Then, there's how long you stay in the hospital. I was only in the hospital overnight with my first but my friend who had a C-section was there for five days. I had a homebirth with my second and it was $2000 after insurance. My vaginal hospital birth with IV meds was $9000. You should be able to get a rough estimate from your hospital. You can also set up a payment plan for before or after. I think you only have to pay like $25 a month.

What was the total cost of giving birth?

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