I can't deal with my husband's negativity anymore

I'll never deny that the whole is a dangerous place but my husband believes that most people are bad. He instills so much fear into our daughters and tries to do the same to our son but my oldest son believes most people man and women are good. My husband is always talking about horrible things that happen in the world but my oldest says if most people were bad we would be in way more chaos. He believes most people are decent people just trying to live their lives. For every one man who follows a woman to her car to harass her there are 50 others who just want to get in the car and go home after a day at work. For every one woman who abuses their step child there's 50 more just trying to make sure all her kids even step children can eat. What is so wrong with someone having that thought process? If he was looking through rose colored glasses I would understand but he acknowledges bad. He went through something a few months ago and my husband thought that would change his views on the world but he still believes most people are good.

Me and my husband have talked about him being so negative. I love him but his negativity is starting to take a toll on me. Nobody wants to be around someone who is negative all the time. The world is bad. I get it. But why raise kids to live in fear? I have suggested therapy but he does want to go. I feel like a bad wife for getting fed up with him but he's so damn negative all the time. Trust no one. Everyone is horrible. We all die alone. When you hear this everyday it starts to effect you and I'm getting affected by him.