Egg freezing is currently the only method for a woman to preserve her eggs for future use when she’s ready to start a family. However, it’s typically classified as an elective procedure by insurance companies, meaning the woman often bears the full cost. Even if egg freezing is the only viable option for preserving fertility due to medical conditions or surgery, it’s still considered elective.

The Real Cost of Egg Freezing

Egg freezing can be a significant financial commitment. The estimated total cost for a cycle of egg freezing is around $10,000, plus an additional $2,000 to $5,000 for medication. The process of thawing the egg, fertilization, and embryo transfer costs an extra $5,000, payable at the time of egg thaw, if and when that occurs. Furthermore, the cost of cold storage ranges between $500 to $1,000 per year.

In summary, the total out-of-pocket cost can amount to approximately $20,000. This is a substantial sum, equivalent to a luxurious vacation or several weeks of European travel. However, if you’re certain about wanting children in the future, egg freezing might be a more cost-effective option than multiple rounds of IVF later in life using older, less healthy eggs. This perspective, coupled with the peace of mind it offers, is why an increasing number of women are opting to freeze their eggs.

Is It Worth It?

Researchers have conducted studies to evaluate the cost-effectiveness of egg freezing. They concluded that it’s more cost-effective for a woman to freeze her eggs at 35 and use them at 40, rather than attempting to conceive with IVF alone at the age of 40. The researchers also found that egg freezing is a cost-effective strategy up to the age of 38.

So, if you’re in your 20s or 30s and know that you won’t be ready to have a baby until your 40s, egg freezing could be the most cost-effective way to ensure future pregnancy.

Remember, understanding your menstrual cycle, tracking ovulation, and maintaining a healthy lifestyle can play a significant role in your fertility journey. Tools like fertility apps can be a great aid in this process.