Wisdom Teeth Surgery?!!!!!!!!

 I'm very anxious about getting my wisdom teeth removed surgically. I need all four out which sucks. But expensive from what I heard and researched. I have Guardian Insurance and is in network with the Doctor I'm going to have a consultation with. I hope it covers the some or most of the surgery. I need this done because my teeth has been hurting!! :(  How do people come up with the money? How much did you pay? And how long was your surgery?