Sexy sex time ft. sex

So I started "talking" to this guy and every time we hang out and are around friends they ask us just openly "So when u two gonna fuck" and it makes me so uncomforatable. i'm a virgin and I want to but i'm scared and i haven't been with him more than like 3 days. Everyone at 16 has had sex but me and i really really am not urging to but we cuddle a lot and take naps and he feels my whole body and every guy I've ever been with long term has gotten frustrated because all i do is kiss. 🙄 which i don't even like kissing because it leaves a bad taste in my mouth and feels weird 😂 i need advice. I'm uncomfortable with my vag too because no ones ever really seen it. ughhhhh.